Travelers might ask, "Why do I even need travel insurance?". Well, the chances are, you probably won't. But when you do, you will be very glad you have it. The Traveling Professor has taken over a thousand travelers on his small group tours to Europe and South America. In the vast majority of cases, there are no delays, cancellations, lost luggage, lost passports, or medical emergencies. But we have had the occasion on our small group tours where people are delayed by weather, they get ill and need to cancel a trip, they lose a passport, luggage gets lost or delayed. Why not have travel insurance for these situations, and on top of it, why not get it for free? Today's blog post discusses the best deal a traveler can get in travel insurance.