Which travel credit card is best for the traveler?  There is no single card that is best for every traveler, but in this blog post, The Traveling Professor picks the top 3 worth looking at.  

In all cases, the 3 cards listed below have no foreign transaction fees.  Also, especially with travel insurance, please make sure to read and understand all the terms, conditions, and coverages of any insurance provided. Each card reviewed below offers a credit for the TSA Global Entry fee.

Capital One Venture Rewards Credit Card 

1. Travel Accident insurance when the ENTIRE fare is charged to the card. 
2. 24 Hour Travel Assistance Service.  If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
3. Miles:  Transfer Miles to Up to 10 Partners
4. Perk: Each purchase earns 2x miles.
5. Bonus: 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.
6. Fee: $95 waived the first year.

The Platinum Card from American Express

• Lounge Access (Priority Pass, Centurion Lounge, American Express Lounge, Delta Sky Club)
• $200 Airline Fee Credit
• 5x Membership Rewards Points
• Global Assist Hotline. Provides assistance with medical evacuation issues.  Does not necessarily reimburse.
• Transfer Points to Other Airlines/Hotel and Travel Partners
• Bonus: 60,000 Membership Rewards® points after spending $5,000 on purchases in the first three months.
• Fee: $550.

Chase Sapphire Reserve

• Perks:  $300 annual travel credit. Priority Pass lounge access.
• Points: 3X points earned on travel purchases immediately after earning your $300 annual travel credit. Worth 50% more when redeemed for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.
• Bonus: 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
• Insurance: Trip Cancellation / Trip Interruption Insurance. Travel and Emergency Assistance Services. Read policy terms and conditions carefully.
• Fee: $450.

Each card is different and each traveler has their own needs and preferences. The Professor has the Chase Sapphire card for travel purposes. He also holds the CitiBusiness / AAdvantage Platinum Select World Mastercard because it gives him and all other cardholders under the same account domestic access to the Admirals Club, but no Citi Cards provide travel insurance any longer. 

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